Smarter Living - What Every Homeowner Should Know

Owning a home is like adopting a very large, stationary pet. It’s rewarding, occasionally baffling, and comes with responsibilities that no one really prepared you for. Here are some practical tips every homeowner should know.

1. Know Where Your Main Water Shut-Off Valve Is

Let’s start with something critical: water. A burst pipe can turn your basement into a surprise swimming pool faster than you can say, “Plumber’s on the way.” Find your main water shut-off valve and make sure you know how to use it. Bonus tip: test it every six months. It’s better to discover it’s jammed now than during a flood.

2. Get Intimate with Your Circuit Breaker Box

Your circuit breaker box is the unsung hero of your home’s electrical system. Label everything in there (or update the labels if “Kitchen??” isn’t cutting it). That way, when your toaster trips a breaker during your midnight waffle binge, you’ll know exactly which switch to flip.

3. Inspect and Clean Your Gutters (Yes, Really)

Gutters may not be glamorous, but they’re vital for keeping water away from your foundation. Clogged gutters lead to leaks, which lead to costs, which lead to tears. Clean them at least twice a year, and if you’re hiring someone, do your best to resist filming them from the ground like it’s a National Geographic special.

4. Learn Basic DIY Repairs

You don’t need to be Bob Vila, but knowing how to patch a hole in drywall, re-caulk a bathtub, or change a furnace filter can save you a ton of money. YouTube is your friend. Just don’t go overboard - some jobs are better left to the pros (looking at you, electrical work).

5. Create a Home Maintenance Schedule

If you’re the kind of person who forgets to take the chicken out to thaw, you’re probably also forgetting to flush your hot water heater or check your roof for damage. Make a list of seasonal tasks and pop reminders into your phone. Future you will be grateful.

6. Test Smoke and Carbon Monoxide Detectors Regularly

These little gadgets are literal lifesavers. Test them monthly and change the batteries every six months. If you’ve ever woken up to the ear-piercing chirp of a low battery at 3 a.m., you already know the importance of staying on top of this.

7. Keep a Home Emergency Fund

Homeownership isn’t just a white picket fence dream; it’s also surprise repairs, like a broken furnace in February or a raccoon deciding your attic is the perfect Airbnb. Stash away some cash to cover those unexpected costs so you’re not scrambling.

8. Understand Your Home Insurance Policy

Does it cover floods? Earthquakes? Alien invasions? Okay, maybe not that last one, but you get the idea. Know what’s covered and what isn’t so you’re not caught off guard when disaster strikes.

9. Landscape with a Purpose

Your yard can do more than just look pretty. Planting trees strategically can reduce cooling costs in summer, while xeriscaping (low-water landscaping) can save you time and money. Bonus: it’s also better for the environment.

10. Get to Know Your Neighbours

This one’s more for peace of mind than maintenance. Your neighbours can be a great source of local intel, an extra set of eyes when you’re away, or just someone to borrow sugar from when you’re mid-cookie-baking. Plus, knowing the neighbourhood gossip is half the fun.

11. Have a Basic Toolkit

You’ll need a hammer, screwdrivers (flat and Phillips), a tape measure, a level, pliers, a utility knife, and a cordless drill at the very least. Think of it as your home’s first-aid kit. Add duct tape and WD-40, and you’re practically invincible.

12. Stay on Top of HVAC Maintenance

Your heating and cooling systems work hard to keep you comfortable. Change the filters regularly, and schedule professional tune-ups annually. A little TLC goes a long way in preventing costly breakdowns.

13. Don’t Neglect Curb Appeal

Whether you’re planning to sell or just want to be the envy of the block, a tidy exterior does wonders. A fresh coat of paint on the door, a power-washed driveway, or some colourful plants can make your home shine.

Owning a home isn’t just a financial investment; it’s an emotional one too. By staying on top of maintenance and learning a few handy skills, you’ll not only save money but also avoid the stress of last-minute fixes. And hey, you might even impress yourself along the way.

So grab your toolkit, roll up your sleeves, and let’s keep that stationary pet of yours happy and healthy!